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    Travel Insurance for Canadians

    Are you a Canadian planning a trip out of country? Don’t forget to purchase travel insurance before your trip. Although you may have coverage under your provincial health care plan, it will not cover the bulk of your medical expenses should you have an accident or fall ill while in the U.S. or overseas. In fact, it won’t simply leave you out of pocket; it may actually break the bank. And longer trips could find you without coverage unless you request an extension from your provincial government. Did you know that your health care plan will come to an end if you spend a number of consecutive days (e.g., 212 for Ontario) outside of the country? Don’t worry—a quick and easy solution is at your fingertips. Take a few minutes to read through the information below, and get a quote by filling out a medical questionnaire. You might be surprised at how affordable travel insurance can be!

    Key Benefits

    ETFS

    Travel Underwriters

    Manulife

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    Maximum Sum Insured $5 million $5 million $5 million
    Hospital Reasonable & Customary Costs Reasonable & Customary Costs Reasonable & Customary Costs
    Physician, Diagnostic Services, & Medical Appliances Reasonable & Customary Costs Reasonable & Customary Costs Reasonable & Customary Costs
    Prescription Drugs Limited to a 30-day supply per prescription (unless you are hospitalized) Limited to a 30-day supply per prescription (unless you are hospitalized) Limited to a 30-day supply per prescription (unless you are hospitalized)
    Paramedical Practitioners $300 per profession listed, when approved in advance Up to a maximum of $500 per practitioner, for any one emergency Up to a maximum of $500 per practitioner, for any one emergency
    Treatment of Dental Accidents Up to $2,000 Up to $4,000 Up to $4,000
    Treatment of Dental Pain Up to $350 Up to $500   Up to $500  
    Ambulance & Medical Evacuation Reasonable & Customary Costs Reasonable & Customary Costs Reasonable & Customary Costs
    Family/Friend Hospital Visit A round-trip economy airfare from Canada; and up to $150 per day to a maximum of $1,500 per policy for meals and accommodations (must be approved in advance) A round-trip economy airfare and up to $150 per day for meals and accommodations (must be approved in advance) A round-trip economy airfare and up to $500 for meals and accommodations (must be approved in advance)

    What’s Different?

    • Access to Doctor-On-CallTM service
    • Remote evacuation benefit
    • Ages 54 and under: 180-day stability period for pre-existing medical condition coverage
    • Lower rates for trips outside of USA
    • Multi-trip options ranging from 5 days to 180 days per trip
    Trip Cancellation Benefits

    • Unlimited Trip Interruption, missed connection, and delayed return after departure
    • Up to $500 for baggage delay
    • Up to $1,500 for baggage loss

    Purchase Trip Cancellation (non-medical insurance) Only

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